No quiz. No single recommendation. Plan Finder Hubs is a browsable directory of health, dental, vision, and small-business plans from carriers nationwide, laid out side by side so you can see every available plan in your area before you choose. Enter your ZIP, open the directory, and browse at your own pace.
Carriers You Can Browse in the Directory
Plan Finder Hubs is a licensed directory portal that lays out every available plan by category, so you can see the difference between an HMO and a PPO - and which network actually includes your doctor - before you choose. Browsing is always free.
See the full catalog for your ZIP code at once - Bronze through Platinum, on-exchange and off-exchange, from every carrier that serves your area, displayed side by side.
The full family plan directory in one view - medical, pediatric, dental, and vision options from dozens of carriers, so you can compare every household option yourself.
Critical illness, accident, and hospital indemnity coverage from multiple carriers - laid out together so you can compare cash benefits and premiums at a glance.
Pediatric dental, vision, and low-cost child coverage options for every household, displayed together so you can compare eligibility and monthly cost before you decide.
Group health, dental, vision, and life packages for teams of 2 to 200 - every carrier and tier displayed together so you can compare before choosing a package.
Standalone dental and vision coverage from national carriers, plus enrollment support in English, Spanish, Mandarin, Cantonese, Bengali, and Russian - at no charge.
Whether you're a freelance illustrator, a restaurant owner, a family of five, or a graduate student - there is a plan for you somewhere in the directory. Browse it yourself and see every option before you decide.
Networks and carriers differ by ZIP code across the country. Enter yours and browse the exact plans available where you live - no quiz, no single pick.
No employer plan? Browse the full individual and marketplace directory yourself, including subsidy-eligible options, and compare carriers before you commit.
Lawfully present immigrants, DACA recipients, and mixed-status families can browse Marketplace, Medicaid, and child coverage options side by side. We explain every pathway.
Group health for 2-200 employees nationwide - browse SHOP, off-exchange small group, and ICHRA setups for cafes, salons, design studios, and startups.
No quiz, no automated call trees, no single plan picked for you. You browse the full directory of available plans and choose the one that fits - support is there if you want it, never required.
Share your ZIP code, household size, and rough monthly income. Two minutes, no SSN, no commitment - just enough to unlock the plan directory for your area.
No quiz, no single recommendation. Every plan available where you live - Marketplace, Medicaid, subsidy-eligible, Child Health Plus, Small Business SHOP - is laid out for you to browse.
See plans from carriers nationwide side by side - with network checks for your providers and pharmacies - and browse as many as you like before narrowing it down.
Once you've picked the plan from the directory, we submit your enrollment through the official marketplace (or directly with the carrier) and stay your point of contact for renewals and life events.
We are an independent directory staffed by licensed insurance agents nationwide. Our entire practice is built around showing you every available plan, not steering you toward one.
We don't run you through a quiz that spits out a single answer. We show you the full directory of available plans for your ZIP code so you can compare and decide for yourself.
Carriers compensate us when you enroll, so browsing the directory costs you nothing. We're not paid more to feature one carrier over another - every plan is listed on equal footing.
Support is available in Spanish, Mandarin, Cantonese, Bengali, Haitian Creole, and Russian - because browsing and enrolling should never happen in a language you don't speak fluently.
We built the directory so you can browse at your own pace. If you want a plan explained, support is available - but nobody narrows the list down for you unless you ask.
Every category is browsable side by side, with free enrollment support and a licensed agent on hand if you want one.
Perfect for healthy individuals ages 18-35
Full family coverage - everyone protected
Tailored group plans for 2-200 employees
These are illustrative examples of how browsing the directory can play out, not verified client testimonials. First names only are shown; details are composites, not guarantees of any outcome, price, or coverage.
I work in a restaurant six days a week and never had time to shop around. Being able to browse every plan available in my area myself, instead of taking one recommendation, made it easy to find something I could afford.
LuciaRestaurant worker
We have two kids and run a small bakery. Seeing every child coverage option and every plan for the two of us laid out side by side, instead of just one pick, made the decision feel like ours.
DmitriBakery owner
As a freelance illustrator I'd been uninsured for a while because the marketplace felt overwhelming. Being able to browse the full directory myself and compare plans that covered my specific doctors made all the difference.
AveryFreelance illustrator
I'm in my late fifties and between jobs. Browsing every available plan instead of getting a single quiz result let me actually see which ones included my cardiologist before I decided.
MarcusBetween jobs
My family is mixed-status. Other sites didn't make it clear what we could see. Here I could browse every option myself, for every member of my household, without pressure.
AmaraParent of three
We run a small design studio and our old broker disappeared. Being able to browse every group plan option ourselves, instead of waiting on a single proposal, sped up the whole process.
PriyaStudio owner
A few quick questions unlock the full directory for your area. A licensed Plan Finder Hubs agent or one of our marketing partners may also reach out if you'd like help comparing your options.
We'll tailor your options based on who needs coverage.
Health insurance shopping comes with its own vocabulary - Marketplace, subsidy, SHOP, ICHRA. Here are clear answers about how the full directory works.
Yes. Plan Finder Hubs is built as a directory, not a quiz. Enter your ZIP code and you'll see every available plan in your area - ACA marketplace, off-exchange, Medicaid, Child Health Plus, and small-business group options - displayed together so you can compare them yourself before you decide.
You can see everything. We don't narrow the options down to one or two picks first. Every carrier and plan tier that serves your area is shown in the directory, and you can filter or sort it however you like.
If your household income falls between 100% and 400% of the Federal Poverty Level, you may qualify for premium tax credits that lower your monthly cost. Under recent legislation, subsidy eligibility has expanded, and some households earning above 400% FPL may qualify for partial assistance too. The directory shows estimated subsidy eligibility alongside each plan so you can compare real costs, not just sticker prices.
Medicaid generally covers very low-income households with $0 or minimal premiums and cost-sharing, while subsidized Marketplace plans serve a broader income range with tax credits that reduce monthly premiums. Eligibility rules vary by state. The directory shows which programs you may qualify for based on your ZIP code and household income so you can compare them side by side.
It depends on status. Lawfully present immigrants are generally eligible for ACA marketplace plans and, in some states, additional programs. Children can often qualify for state child health programs regardless of immigration status. Coverage rules vary by state, so the directory shows what's actually available where you live, for every member of your household, before you choose anything.
Requirements vary by state and business size. Businesses that choose to offer coverage typically gain access to the SHOP Marketplace, off-exchange small-group plans, and ICHRA arrangements that let employers reimburse employees for individual coverage tax-free. The small-business directory lets you browse group options for 2 to 200 employees and compare carriers before committing.
For 2026 coverage, the federal Open Enrollment Period runs from November 1, 2025 through January 15, 2026 in most states (some states set a longer window). Coverage starting January 1 generally requires enrollment by December 15. Medicaid and child health programs enroll year-round with no deadline. Special Enrollment Periods open after qualifying life events like losing job-based coverage, moving, marriage, divorce, or the birth of a child.
Networks vary by carrier and by region. The directory lets you browse plans side by side and check whether your doctors, hospitals, and pharmacies are in-network before you enroll, so you don't lose coverage for providers you already trust.
Child Health Plus and similar state programs provide coverage for children in families that earn too much for Medicaid but may not be able to afford private coverage alone. Many programs have no strict income ceiling, with monthly contributions sliding based on household income, and cover checkups, immunizations, prescriptions, dental, vision, and mental health. Coverage is often available regardless of a child's immigration status. The directory shows which programs apply in your state.
No. Plan Finder Hubs is compensated by carriers when someone enrolls, the same way most licensed insurance brokers are paid. Browsing the directory is free, and you pay the same premium you'd pay enrolling directly with a carrier or the marketplace. If you want help understanding a plan, support is available in multiple languages at no charge.
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